Customer Terms of Service

Last updated: May 27, 2026
These terms apply to you as a customer using FingerPay to pay at participating merchants. By enrolling your fingerprint, you agree to these terms.

1. What FingerPay Is

FingerPay is a payment platform that lets you pay at participating businesses by scanning your fingerprint — no phone, no card required. Your fingerprint is converted into an encrypted template and stored securely. It is never stored as a raw image.

2. Enrollment

To use FingerPay you must enroll at a participating merchant location. During enrollment you will:

By completing enrollment, you consent to FingerPay storing your encrypted fingerprint template and using it to verify your identity for future payments at any participating FingerPay merchant.

3. How Payments Work

When you present your finger at a FingerPay terminal:

The merchant sets the transaction amount. You should verify the amount displayed on the terminal before placing your finger.

4. Your Payment Method

Your card is stored securely by Stripe, Inc. FingerPay never stores raw card numbers. You are responsible for ensuring your payment method has sufficient funds. If a charge fails, the transaction will not complete.

To update or remove your payment method, visit the customer portal at fingerpay.net/static/customer-portal.html.

5. Biometric Data

Your fingerprint template is:

For full details on how we handle your data, see our Privacy Policy.

6. Your Rights

You have the right to:

7. Disputing a Charge

If you see a charge you did not authorize:

FingerPay takes unauthorized charges seriously. If we determine your fingerprint template was compromised, we will immediately disable your account and notify you.

8. Prohibited Use

You may not:

9. Limitation of Liability

FingerPay is not liable for charges resulting from your own fingerprint being scanned at a merchant you authorized. We are not liable for merchant errors in setting transaction amounts. Our total liability for any single transaction shall not exceed the amount of that transaction.

10. Governing Law

These terms are governed by the laws of the State of Oklahoma, United States.

11. Changes to These Terms

We may update these terms from time to time. We will notify you by email before material changes take effect. Continued use of FingerPay after that date constitutes acceptance.

12. Contact

Questions? Email us at warrenemmanuel969@gmail.com or visit your customer portal.